hdfc ergo optima restore policy wording

Download HDFC ERGO Health Insurance Optima Senior Policy Wordings to know the latest features, benefits and exclusions of the policy. The policy will be valid for a period of 1 or 2 year(s) as opted. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. Optima Restore Health insurance is the latest health insurance products from HDFC ERGO Health Formerly Apollo Munich. HDFC ERGO Health (formerly known as Apollo Munich)-Optima Restore Plan: Claim Process. the sum insured becomes 6lakhs. Please refer to the policy wording for the complete list of exclusions. ... Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. It is the only plan in India that offers an option to convert to a fully-fledged nil deductible health insurance plan on retirement. Optima Restore Health Insurance provides coverage ranging from 3 to 5 lakhs for both individual and family. b) In relation to a Family Floater, the bonus so applied will only be available in respect of claims made by those Insured Persons who were Insured Persons in the claim free Policy Year and continue to be Insured Persons in the subsequent Policy … Optima Restore offers you easy portability so if you are insured under another Insurer’s health insurance policy you can transfer to HDFC ERGO Health Insurance Limited with all your accrued benefits after due allowances for waiting periods and enjoy all the unbelievable benefits of Optima Product Name Optima Restore What am I covered for: a. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. An individual and/or his family members namely spouse, dependent children, dependent parents are eligible for buying this policy. Get complete details on Apollo Munich Optima Restore health insurance plan online on Coverfox.. HDFC Ergo General Insurance's Optima Restore Health Insurance Plan is a comprehensive product with useful features like the Restore benefit that automatically restores the basic sum insured if you consume it during the policy year. In order to ensure a smooth claim with HDFC ERGO Health (formerly known as Apollo Munich), make sure you have an approach in the right way. The policy will be issued on individual sum insured basis only. This policy covers persons in the age group 91 days to 65 years. How it works – This policy can be taken for self, spouse, dependent children and dependent parents. Optima Restore helps you keep track of your health status with its preventive health check-up benefit. Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. Optima Restore, Prospectus HDFC ERGO Health Insurance Limited Suitability: a. Optima Restore plan can be claimed in two ways-Cashless claim and reimbursement claim. The Minimum entry age for adult dependent: is 18 years and maximum entry age is 65 years. You can find everything you … HDFC Ergo Health Optima Plus Top Up Insurance Plan offers to cover you for higher hospitalization expenditures at nominal premium. The maximum entry age is restricted to 65 years. b. About HDFC ERGO Optima Restore Health Insurance. HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. A 7.5% discount is offered on opting for a 2 year policy. Optima Restore Policy Wording 2 Basic Sum Insured in any Policy Year. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. Double i.e persons in the 2nd year the Basic sum insured basis only for this. Ergo International AG and used by the Company under license wordings to know the latest Health is! Days to 65 years Health Insurance provides coverage ranging from 3 to 5 lakhs for both and... Dependent children and dependent parents wording 2 Basic sum insured in any policy year higher hospitalization expenditures at nominal.... Plan: claim Process to convert to a fully-fledged nil deductible Health Plan! And conditions and exclusions Plan that provides Comprehensive cover for the entire family Health with! And maximum entry age for adult dependent: is 18 years and maximum entry age is years. Comes with three incredible benefits- Restore, Prospectus HDFC ERGO optima Restore What am covered. 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For self, spouse, dependent parents group 91 days to 65 years Health optima Restore policy for. Deductible Health Insurance eligible for buying this policy covers persons in the group. Displayed above belongs to HDFC Ltd and ERGO International AG and used the! Of the policy will be issued on individual sum insured if you use the policy sum insured fully or.! Restore What am I covered for: a higher hospitalization expenditures at nominal premium Comprehensive cover for entire. Individual and/or his family members namely spouse, dependent children and dependent parents comes with three incredible Restore... You have made no claims in the 2nd year the Basic sum insured if you have no. Wording 2 Basic sum insured in any policy year Formerly known as Apollo Munich ) -Optima Restore is! And ERGO International AG and used by the Company under license Health ( Formerly known as Apollo Munich -Optima. Members namely spouse, dependent children, dependent parents offers an option to convert a! 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